1. According to the Holy Bible, what was created on the second day?
A. Heaven and the earth
B. Smaller animals
C. Plants and the trees
D. Greater light
2. The omniscience of God portrays Him as
A. all forgiving B. ever present C. very gracious D. all knowing
3. The ninety-nine names of God can be found only in
A. Christianity and Islam
D. African Traditional Religion
4. Trial by ordeal is a traditional practice whereby a person is
A. summoned to the chief‟s palace
B. proved innocent through painful test
C. brought before a traditional priest
D. accused of breaking state taboos
5. Which of the following is a harvest festival?
A. Adae B. Hogbetsotso C. Homowo D. Aboakyer
6. Israel came out of slavery in Egypt under the leadership of
A. Joshua B. Joseph C. Abraham D. Moses
7. Togbe Tsali is remembered for
A. his cruelty to the Anlos
B. freeing his people from oppression
C. selling his people into slavery
D. allowing missionaries to preach to his people
8. Zakat is the practice by which Muslims
A. pray five times a day
B. show concern for the poor
C. offer sacrifices to Allah
D. travel to Mecca every year
9. The second Caliph of Islam was
A. Ali B. Abubakar C. Umar D. Uthman
10. God gave Noah and his people the rainbow as a sign of the covenant that
A. the earth would never again be destroyed by flood
B. idol worshippers would be destroyed
C. heavenly bodies would always give light
D. humankind would not speak the same language
11. The main purpose of the Odwira festival is to
A. remember the dead
B. purify the state
C. strengthen the unity of the people
D. pay homage to the chief
12. The teaching of Muhammad are found in the
A. Kalima B. Qur‟an C. Hadith D. Sura
13. A dead person is not regarded as an ancestor if he/she
A. lived for more than forty years
B. died through an accident
C. married and had many children
D. died while defending his community
14. The burning bush that Moses saw attracted him because
A. God spoke to him from it
B. the place was a holy ground
C. the fire was not consuming the bush
D. God wanted to save Israel through him
15. After the Isha prayer in the month of Ramadan, Muslims perform
A. Tahajjud B. Fajr C. Tarawih D. Istisquah
16. One of the moral values revealed in the parable of the Good Samaritan is
A. patience B. justice C. faithfulness D. mercy
17. Marriage has a good chance of succeeding if the
A. couple are from the same town
B. man has a lot of money
C. couple understand each other
D. woman is beautiful
18. According to the Qur‟an, the Torah was revealed through
A. Ibrahim B. Muhammad C. Yusuf D. Ishmael
19. According to Jesus, the poor in spirit are blessed because they shall
A. inherit the kingdom of heaven
B. be comforted
C. inherit the earth
D. be called the sons of God
20. A common feature of traditional prayers is that
A. gods are always praised
B. people pray for others
C. enemies are often cursed
D. people confess their sins to gods
21. To lead a chaste life, one must
A. be obedient
B. speak the truth
C. avoid drug abuse
D. avoid casual sex
22. Talking whilst eating is not advisable because one may
A. develop stomach pain
B. get choked by the food
C. expose the food in the mouth
D. make unusual disturbing noise
23. Which of the following behaviours pollutes our environment?
A. Cutting down trees
B. Killing birds and animals
C. Throwing rubbish around
D. Clearing the land for building
24. Authority is instituted in the society to ensure
A. respect for adults
B. peace and order
C. the right to vote
D. freedom of speech
25. The most important requirement for a happy and prosperous life is
A. loyalty B. respect C. courage D. hardwork
26. A member of the Catholic Youth Organisation (CYO) is called a
A. deacon B. voyager C. soldier D. crusader
27. Which of the following behaviours best shows comportment?
A. Controlling one‟s eating habit
B. Controlling one‟s sexual behaviour
C. Controlling one‟s temper when provoked
D. Controlling the way one laughs at school
28. The expression work and happiness implies one
A. likes working always
B. dances whilst working
C. works while playing
D. enjoys the fruit of his labour
29. Giving money to influence a public officer for something to be done for you makes you
A. a thief B. corrupt C. a cheat D. greedy
30. Broken homes may lead to all the following except
A. miscarriage B. substance abuse C. teenage pregnancy D. truancy
31. The peaceful way of asking for one‟s rights include
A. lobbying B. kidnapping C. playing games D. rioting
32. One of the advantages of the extended family system is that
A. parents can give sufficient attention to their children
B. an uncle inherits a father‟s property
C. the extended family sustains society
D. parents are capable of providing the needs of the family
33. Repentance begins with
A. acceptance of one‟s guilt
B. a regret for doing wrong
C. a request for forgiveness
D. a vow to do good always
34. As a child, your duties include all these except
A. fetching water
B. weeding the compound
C. preparing meals
D. paying fees
35. Dirges are sung during
A. harvesting B. outdooring C. funerals D. festivals
36. Which of the following is not an example of a stimulant?
A. Alcohol B. cocaine C. Chloroquine D. marijuana
37. Humankind can learn a lot about the use of time from the
A. hare B. ant C. tortoise D. bee
38. When a child develops the sense of responsibility he / she
A. wins many prizes at school
B. passes all his examinations
C. becomes tolerant and sincere
D. enjoys peace and success in life
39. Reformative punishment is aimed at
A. discouraging others from committing the same offence
B. punishing offenders out of revenge.
C. protecting the good people in society
D. helping offenders to become better persons
40. Boys and girls are to dress modestly and decently to show that they are
A. truthful B. honest C. courteous D. brilliant
1. A. Heaven and the earth
2. D. all knowing
3. D. African Traditional Religion
4. B. proved innocent through painful test
5. C. Homowo
6. D. Moses
7. B. freeing his people from oppression
8. B. show concern for the poor
9. C. Umar
10. A. the earth would never again be destroyed by flood
11. B. purify the state
12. C. Hadith
13. B. died through an accident
14. C. the fire was not consuming the bush
15. A. Tahajjud
16. D. mercy
17. C. couple understand each other
18. B. Muhammad
19. A. inherit the kingdom of heaven
20. A. gods are always praised
21. D. avoid casual sex
22. B. get choked by the food
23. C. Throwing rubbish around
24. B. peace and order
25. D. hardwork
26. D. crusader
27. C. Controlling one‟s temper when provoked
28. D. enjoys the fruit of his labour
29. B. corrupt
30. A. miscarriage
31. A. lobbying
32. C. the extended family sustains society
33. A. acceptance of one‟s guilt
34. D. paying fees
35. C. funerals
36. C. Chloroquine
37. B. ant
38. D. enjoys peace and success in life
39. D. helping offenders to become better persons
40. C. courteous
Answer three questions only from this section, choosing one question from each part
Credit will be given for clarity of expression and orderly presentation of material
Answer one question only from this part
(a) Explain five attributes of God from the Christian point of view
(b) State two moral implications of the attributes of God mentioned in (a)
(a) Write five important facts about the life of one of the following personalities
(i) Toha Zie
(ii) Togbe Tsali
(iii) Tweneboa Kodua
(b) What three lessons could be learnt from the life of the personality you wrote about in (a)?
(a) Describe the mode of prayer in either Islam or African Traditional Religion.
(b) Mention three reasons why people take part in worship
Answer one question only from this part
(a) Explain four ways by which people show their commitment to God
(b) Give three reasons why commitment to one‟s family is necessary
(a) Outline five habits which constitute good manners.
(b) State four benefits of showing good manners in the community
(a) Explain four types of rewards available to those who put up good behavior.
(b) State three acts which are considered as bad deeds
Answer one question only from this part.
(a) Give four reasons why one should support religious groups with one‟s money.
(b) List four instances where such monies are misused by religious leaders
(a) Explain five functions of a religious organization
(b) What two problems do religious organizations face?
RELIGIOUS AND MORAL EDUCATION
(a) Attributes of God from the Christian point of view
(i) Omnipotent – God is all powerful. He is capable of doing all things
(ii) Omniscient – God is all knowing. He knows everything, in both the spiritual and physical realms, regardless of the place /time / subject matter
(iii) Omnipresent – God is everywhere (in the entire universe) at all times. There‟s nothing done anywhere that he cannot see.
(iv) Merciful / Compassionate – God does not punish people as they deserve to be. He allows his children to confess their sins and repent, then, He forgives them.
(v) Gracious – God gives people good things that they don‟t even deserve / merit, if only they have faith and trust in him.
(vi) Just /Rewarder – God rewards those who do good and punishes those who do evil.
(vii) Creator – God created the whole universe and all that it contains, both in the spiritual and physical realms
(viii) Love – God is unconditionally loving and He himself is the embodiment of love
(ix) Most Holy / Righteous – There is no sin in God. God has never committed wrong, does not commit wrong and will never ever commit wrong
(x) Longsuffering – God is patient towards his children. He does not give up on them
(xi) Provider / Generous / Kind – He gives freely and abundantly to those he wants to give to
(xii) Sovereign – God does whatever He pleases. No one can instruct / force Him to do what He does not want to do
(xiii) Protector – He protects His children from harm, either by His presence or by His angels.
(xiv) Immortal / Eternal / Everlasting – God has always existed (been there) and will continually exist without end / forever
(xv) Dependable – God does not fail anyone who chooses to trust / depend on Him
(xvi) Life-Giver – God is the giver of life to the living. He can also take back the life He gives as and when He wants
(b) Moral implications of the attributes of God mentioned in (a)
(i) Omnipotent – We, his children, also have the talents/ potential. We must therefore work hard to identify and sharpen our skills/ talents/ potentials in order to use them to do great things for mankind
(ii) Omniscient – God‟s children also have the ability to know and do a lot of things. We must therefore study harder in order to gain more knowledge for greater works
(iii) Omnipresent – Since God is everywhere, He sees all that we do whether good or bad. We must therefore be careful to do the right thing, whether in public or in private.
(iv) Merciful / Compassionate – W must be merciful to (forgive) others, so that God would also forgive us when we sin against Him
(v) Gracious – We must be willing to help others even if we think they don‟t deserve it
(vi) Creator – We, God‟s children, also have creative abilities within us. We must learn to be innovative and creative and offer solutions to problems around us
(vii) Love – We must love one another, just as God has loved us
(viii) Most Holy / Righteous – We must endeavour to be upright in all our ways. We must do the right things at the right time, in the right way and under the right circumstances.
(ix) Longsuffering – We must be patient and tolerant with others
(x) Provider / Generous / Kind – We must be help and give to others willingly and cheerfully
(xi) Sovereign – Everyone has rights, which must be protected and respected.
(xii) Protector – We must offer security for others, especially our younger siblings/ friends, just as God also protects us his children
(xiii) Immortal / Eternal / Everlasting – Whatever we do, we must think of the future implications for posterity (future generations), and not just for our selfish interest today.
(xiv) Dependable – We must also be trustworthy and dependable, just as our heavenly Father is.
(xv) Life-Giver – We must follow God‟s principles with respect to childbirth. We must wait to get married before giving birth.
(a) Important facts about the lives of the following personalities
(i) Toha Zie
– Toha Zie means the red hunter
– He is believed to have migrated from Tunga (east of Lake Chad) to Zamfara in northern Nigeria, through Mali
– He was a great warrior who fought in war with the Malian king.
– He married Paga Wabga, one of the daughters of the Malian king.
– He is the ancestor who led the final southwestern migration from Bawku, at Ghana’s northeastern border, to present-day Dagbon.
– His grandson, Naa Gbewaa, is considered the common ancestor of the Dagomba and two related groups, the Nanumba and the Mamprussi.
– His great grandson, Sitobu, Naa Gbewaa’s son, is the father of Dagomba and the man who begat the royal lineage of the chiefs of Dagbon.
– Toha Zie is believed to have fired an arrow into a strange beast which had previously killed several people
– He risked his life to save his people
(ii) Togbe Tsali
– He was a powerful traditional priest of the Anlo traditional area
– He was a member of the Tsiame royal clan
– His ancestral background could be traced to Notsie in between Togo and Benin
– He was a hunter and a farmer by profession
– He had no children
– He possessed many magical powers
– He used his many powers to cause King Agorkoli and his elders to fall into a deep sleep overnight
– He helped the Anlos to escape from King Agorkoli of Notsie; thus bringing freedom to his people
– He turned his people into several mice
– He turned the footprints of his people backwards so as to prevent their enemies from attacking them
– His people always looked up to him for assistance and direction
– He united his people as one group
– He physically provided food and meat for the needy
– He sacrificed his comforts for the sake of his people
– He could cause rain to fall on only his farm
– He sacrificed his comforts for the sake of his people
– He built many shrines where his people consulted him for assistance
– Before his death, he removed his upper and lower jaws and instructed his people to use them as foundation stones to build two separate fetish houses (shrines) to his memory
– He was chopped into pieces and thrown into a river, but was later found loitering around the river
– A festival, Hogbetsotso, is celebrated in his honour
– He is now considered a god who is invoked and worshipped.
(iii) Tweneboa Kodua
– He was the chief of Kumawu
– He was a warrior
– He is regarded as one of the bravest chiefs of the Asantes
– In a war between the Asantes and the Denkyiras, he was forbidden to shoot though he was fully armed
– He offered himself to be sacrificed in order for his people to win a war
– His death spiritually helped the Asantes to defeat the Denkyiras
– Okomfo Anokye had predicted that unless Tweneboah Kodua was gunned down, the Asantes could not win the war
– His patriotic nature led to the raising of Kumawu to a paramouncy status
– He instructed that no Kumawu citizen be punished with death penalty, irrespective of his crime because he, Tweneboah Kodua, had died for them once and for all
– As a result of his death, all natives of Kumawu are given tribal marks to signify that, they are descendants of Tweneboah Kodua.
(b) Lessons that could be learnt from the life of :
Egya (Osofo) Ahor / Okomfo Anokye / Togbe Tsali
(iii) Spiritual strength
(vii) Bravery / courage
(a) The mode of prayer in Islam.
The ablution (wuzu) must be performed before every salat
The prayer session comprises a number of movements / positions.
Each movement is always preceded by the phrase „Allahu Akbar‟ (God is Great).
This indicates to followers of the prayer that the leader is about to make the next movement.
Takbir (Starting position)
Muslims face towards the Qibla in Mecca and make the intention to pray. To begin the act of prayer, they say ‘Allahu Akbar’ meaning God is great, raising the hands to the ears or shoulder.
Qiyaam (Standing position) Muslims place their right hand over their left on their chest or navel while in the standing position A short supplication glorifying God and seeking His protection is read.
Qiraat (Recitation from Quran)
Muslims recite Surah Al Fatiha, which is the first chapter in the Qur’an. Verses from any another chapter are then recited.
Ruku (Bowing position) The Muslim bows down, putting the hands on the knees and says ‘glory be to God, the Most Great’, three times.
Qiyaam (Standing position) While moving into the upright position, Muslims recite ‘God listens to the one who praises Him’ and while in the standing position, ‘To God belongs all praise’ then is recited. ‘God is Great’ is recited again. Hands are loosely at the sides this time. Sujud (Prostrating position)
Sujud means to prostrate. While in the prostration position ‘Glory be to God, the Most High’ is repeated three times. Palms, knees, toes, forehead and nose must be the only body parts touching the ground. Qa’da-i-Akhira (Sitting position) ‘God is Great’ is recited while moving to the sitting position. Muslims pause here for a few seconds, either staying silent, or reciting a shorter prayer. ‘God is Great’ is recited once more as the sujud position is taken again.
Sujud (Prostrating position) This sujud is the same as the first one. After reciting ‘Glory be to God, the Most High’, one ‘raka’ah’, or unit is complete.
Tashahhud After saying God is Great, Muslims return to the sitting position. They recite a set number of short prayers in Arabic, praising God, and sending peace on the Prophet. They repeat the declaration of faith, raising the forefinger of their right hand, in order to act as a witness. They then ask God to bestow blessings and peace upon Prophet Abraham and his family, and ask for the same for Prophet Muhammad. Finally, Muslims ask for forgiveness and mercy, and ask God to bless them and their children until the Day of Judgement.
Peace to the right To end the prayer, Muslims first turn their face to the right saying ‘Peace be upon you, and the mercy and blessings of Allah.’ (This is said to the Angels who Muslims believe accompany each human being to record their actions)
Peace to the left ‘Peace be upon you, and the mercy and blessings of Allah’ is repeated turning to the left side now. (Muslims believe the Angel on the right side records all good actions and thoughts, while the one on the left records all bad actions.)
The mode of prayer in African Traditional Religion
– Libation is a way by which people pray to a deity
– Libation may be offered by an individual on his behalf alone or on behalf of a group of people
– Libations are usually offered at festivals, naming ceremonies, engagements, marriage ceremonies, etc
– Those who qualify to offer libation include family heads, linguists, chiefs, fetish priests, etc
– Libation is offered to the ancestors, lesser gods and spirits and to the Supreme God
– The one who offers the libation must remove his hat and footwear as a sign of respect to the deity or ancestors and stands in front of the other members of the praying group
– The prayers are said aloud to the hearing of all those present
– The right hand is used in the offering of libation
– The following procedures are followed:
(i) Prelude : the capturing of the attention / consent of the objects of worship
(ii) Invocation: the spirits are invoked through rendering appellations and praise
(iii)Petition: petitions / requests are made unto the deity / ancestor to which the prayers are being rendered
(iv) Conclusion: Usually marked by request for curses upon enemies and blessings upon sympathizers
(b) Reasons why people take part in worship
(i) To obey God‟s command to worship him at all times
(ii) To thank God for his kindness and other blessings
(iii) To praise God for his mighty works
(iv) To reverence and respect God
(v) To request for God‟s guidance, favour, protection, preservation, etc
(vi) To confess their sins and ask for forgiveness
(vii) To purify their hearts and consecrate themselves
(viii) To intercede on behalf of others
(ix) To fellowship with God and strengthen their relationship with Him
(x) To fellowship with other worshippers
(xi) To gain spiritual strength and vitality
(xii) To show obedience and submission to God
(xiii) To guard against sin and wrongdoing
(xiv) To stay faithful and committed to God
(xv) To help others who are in need
(xvi) To purify him/herself
(a) Ways by which people show their commitment to God
(i) Attending worship sessions (at church / mosque / shrine) as often as one has to
(ii) Praying to God in the various ways as prescribed by one‟s religion
(iii) Studying and obeying the Scriptures or traditions of one‟s religion
(iv) Giving offering, tithes, sacrifices and other contributions to the church / mosque / shrine
(v) Singing and dancing in praise / worship to God
(vi) Sharing the principles of their faith with others in order to encourage them to join
(vii) Forgiving others who offend them in any way
(viii) Offering various kinds of help (financial / material / social, etc) to those who need it
(ix) Repenting of their sins and living an upright life
(x) Serving the church / mosque / shrine by working in one of their department
(b) Reasons why commitment to one’s family is necessary
(x) It strengthens the bond among family members
(xi) It helps members to progress steadily in life
(xii) Family members can be helped in times of need
(xiii) It boosts members‟ self worth and confidence
(xiv) It creates peace, love and harmony
(xv) It makes the family united and strong
(xvi) It gives the family a good reputation in society
(xvii) It helps members to have a peaceful mind in order to work effectively
(xviii) Family members get to learn and show good moral and behavior.
(a) Habits which constitute good manners.
(i) Greeting and respecting others
(ii) Helping the elderly with their load
(iii) Offering one‟s seat to the elderly
(iv) Putting one‟s hands behind him/ her when speaking with the elderly
(v) Using polite language, such as „please‟, „thank you‟ and „sorry‟ when speaking to others
(vi) Using the proper modes of greeting, such removing one‟s hat, using the right hand, lowering one‟s cloth / bowing before a chief, etc
(vii) Doing one‟s school chores diligently and faithfully
(viii) Dressing modestly and decently
(ix) Avoiding all forms of social vices, such as prostitution, drug abuse, armed robbery, etc.
(x) Exercising self-control over one‟s desires or temper
(xi) Assisting / helping friends whenever they need help.
(xii) Doing one‟s house chores diligently and faithfully
(xiii) Obeying good instructions from elderly people
(xiv) Disposing of litter in a proper way
(xv) Keeping our bodies and surroundings clean and tidy at all times
(b) Benefits of showing good manners in the community
(xiv) It brings honour and respect to the person and his/ her family
(xv) It creates peace and harmony in the community
(xvi) It makes one gain much favour and help from various people.
(xvii) It makes it easy for one to make good friends.
(xviii) It creates unity and a sense of togetherness in the community
(xix) It promotes rapid development of the community
(xx) It gives the person a high social reputation (how society sees one)
(xxi) The person builds up a high self esteem / confidence (how one sees him/herself)
(xxii) It brings peace of mind (sound mind) to focus on education.
(xxiii) There is a higher chance of attracting responsible partner for marriage
(xxiv) It creates a sense of satisfaction and joy in people
(xxv) It brings spiritual blessings
(xxvi) It can open up several good opportunities for the person
(a) Types of rewards available to those who put up good behavior.
(i) Book awards – Books or other educational material, usually given at schools‟ Speech and Prize-giving ceremonies, especially to pupils for excellent academic performance.
(ii) Cash prizes – Amounts of money given as a reward for a commendable accomplishment
(iii) Certificates – Formal documents, usually using a card, given in recognition of the successful completion of a particular course or examination.
(iv) Promotion – A raise (an elevation) of the class /status / level/ position of someone after having done satisfactory work at the previous stage.
(v) Verbal appreciation – Words spoken, either to the person alone or to the hearing of everyone, to acknowledge a good / commendable work by that person
(vi) Recommendation – An expression of support / endorsement / approval for someone to another party. It could be either verbal or written
(vii) Scholarship – Financial help / an amount of money awarded to someone to pursue further studies
(viii) Good testimonial – A favourable report on the qualities and virtues of someone
(ix) Citation – An official document or speech that lauds someone, especially due to his/ her achievement.
(x) Praise – Words that express approval or admiration for someone or one‟s work.
(xi) Medals – a small flat piece of metal, usually shaped like a coin and stamped with an inscription or design, awarded to somebody for outstanding
(xii) Holiday – An exemption period from regular or routine work
(xiii) Party – a social gathering to which people are invited in order to enjoy themselves and often celebrate something or someone.
(xiv) A pleasurable experience, such as taking one out for dinner, giving one an opportunity to travel for holidays, etc
(b) Acts which are considered as bad deeds
(xx) Abusing drugs
(xxii) Armed robbery
(xxiii) Having pre-marital sex
(xxiv) Telling lies
(xxv) Insulting others
(xxvi) Showing disrespect to / disregard for others
(xxvii) Being late to school / church / other engagements
(xxviii)Being irregular at school / church
(xxix) Refusing to do one‟s homework or not doing it properly
(xxx) Refusing to do one‟s house or school work/chores
(xxxi) Dressing indecently / inappropriately
(xxxii) Performing badly in one‟s test or examination
(xxxiii)Refusing to help people when they need help which one can provide.
(xxxiv) Disobeying instructions from elderly people
(xxxv) Refusing to surrender one‟s seat for an elderly person
(xxxvi) Indiscriminate littering of the environment
(xxxvii) Keeping our bodies and surroundings dirty
(xxxviii) Wasting water and electricity.
(a) Reasons why one should support religious groups with one’s money.
(i) To obey God‟s commands
(ii) To attract the blessings of God
(iii) To express one‟s commitment to the religious group
(iv) To help cater for the needs of the church/mosque/shrine
(v) To help pay the salaries / allowances of the fulltime religious workers
(vi) To help to support the poor and needy in the group
(vii) To support the development and growth of the religious group
(viii) To help promote the education and training of religious workers
(ix) To help with the missionary work of the group
(x) To help the group to pay its bills or meet its financial obligations
(b) Instances where such monies are misused by religious leaders
(xi) When the leaders spend most on the money on themselves, rather than for the purpose for which the monies were given
(xii) When monies are spent on things which are not in the church‟s budget
(xiii) When monies are spent on things considered unnecessary, simply because there seem to be a lot of money available to spend
(xiv) When monies are used for bribery and corruption
(xv) When the monies meant for specific purposes are diverted into other areas
(xvi) When there is embezzlement of funds by an individual or a group of people
(xvii) When monies are used for litigations
(xviii) When the funds keep piling while needy and poor members keep suffering
(xix) When invoices are overstated
(xx) When proper financial records are not kept properly
(a) Functions of a religious youth organization
(i) To promote peace, love and harmony among people
(ii) To educate the members on the foundation and historical background of their religion
(iii) To teach members the principles, values and doctrines of the religion
(iv) To help members to grow spiritually
(v) To support the needy and underprivileged in society
(vi) To help with secular education (both formal and informal) of people
(vii) To create the opportunity for members to discover and develop their talents and potentials
(viii) To give members the opportunity to socialize in a healthy environment
(ix) To help member to keep their physical bodies fit and strong
(x) To create the opportunity for members to learn vocational and other practical skills which could be of commercial value
(xi) To train members to become future leaders
(xii) To give members the chance to explore other places outside their localities.
(b) Problems that religious youth organizations face
(i) Inadequate funds for programs and activities
(ii) Lack of sufficient support from the mother organization / group
(iii) Interference from the community
(iv) Insufficient time and chance for the various activities
(v) Lack of commitment of some leaders and members
(vi) Internal inter-personal conflicts and disagreements
(vii) Embezzlement of funds
(viii) Indiscipline / Indecent behaviour of some members and leaders